Is a husband responsible for his wifes credit card debt

If the answer is that you did nothing, the law could say that you approved those purchases and even condoned such future purchases.The confusing part is the widow/widower in.That responsibility would fall to the person's estate.In a divorce, that means the spouses evenly split the profits and debts of their marriage.Now, if you are the executor of the estate, you may still have to deal with creditors.

If your spouse dies, you're generally not responsible for their debt, unless it's a shared debt, or you are responsible under state law.Neither of you would be responsible for the other person's debt in that scenario.Credit card debt that is solely in your name ;However, state laws vary and divorce or the death of your.Most states follow common law, which means that a court will hold you responsible for:

In common law states, you're usually only liable for credit card debt if the obligation is in your name.If a credit card is in your name, the creditor can come after you if your spouse does not pay a debt as ordered.In common law states, you're usually only liable for credit card debt if the obligation is in your name.If you live in a community property state, you would typically bear responsibility for such a debt;However, there are a few situations where you can be held liable for your spouse's debt, or you will be directly affected by it.

Joint credit card debt that is both in your name and your spouse's;